:root {
  --navy: #10243e;
  --navy-2: #183c66;
  --gold: #c99a2e;
  --gold-light: #f1d891;
  --cream: #f7f2e8;
  --ink: #18202b;
  --muted: #667085;
  --white: #ffffff;
  --line: #e6e0d6;
  --shadow: 0 22px 55px rgba(16, 36, 62, 0.16);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--white);
  line-height: 1.6;
}
a { color: inherit; }
.container {
  width: min(1120px, calc(100% - 40px));
  margin: 0 auto;
}
.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--line);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 78px;
  gap: 24px;
}
.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
}
.brand-mark {
  width: 46px;
  height: 46px;
  display: grid;
  place-items: center;
  border-radius: 14px;
  background: var(--navy);
  color: var(--gold-light);
  font-weight: 800;
  letter-spacing: -0.05em;
}
.brand strong { display: block; font-size: 1rem; color: var(--navy); }
.brand small { display: block; color: var(--muted); margin-top: -2px; }
.site-nav {
  display: flex;
  align-items: center;
  gap: 22px;
  font-size: 0.95rem;
  font-weight: 600;
}
.site-nav a { text-decoration: none; color: var(--navy); }
.site-nav a:hover { color: var(--gold); }
.nav-button {
  padding: 10px 16px;
  border: 1px solid var(--navy);
  border-radius: 999px;
}
.nav-toggle {
  display: none;
  border: 0;
  background: var(--navy);
  color: var(--white);
  border-radius: 10px;
  font-size: 1.25rem;
  padding: 9px 12px;
}
.hero {
  background:
    linear-gradient(135deg, rgba(16,36,62,0.95), rgba(24,60,102,0.88)),
    radial-gradient(circle at 90% 10%, rgba(201,154,46,0.38), transparent 35%);
  color: var(--white);
  padding: 92px 0;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 48px;
  align-items: center;
}
.eyebrow {
  margin: 0 0 12px;
  color: var(--gold);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-weight: 800;
  font-size: 0.78rem;
}
.hero .eyebrow { color: var(--gold-light); }
h1, h2, h3 { line-height: 1.12; margin: 0; color: inherit; }
h1 {
  font-size: clamp(2.55rem, 7vw, 5.4rem);
  letter-spacing: -0.065em;
  max-width: 830px;
}
h2 {
  font-size: clamp(2rem, 4vw, 3.1rem);
  letter-spacing: -0.045em;
  color: var(--navy);
}
h3 { font-size: 1.25rem; color: var(--navy); }
.lead {
  font-size: 1.18rem;
  color: rgba(255,255,255,0.87);
  max-width: 760px;
  margin: 24px 0 0;
}
.hero-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
  margin-top: 34px;
}
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 22px;
  border-radius: 999px;
  text-decoration: none;
  font-weight: 800;
  border: 1px solid transparent;
}
.button.primary {
  background: var(--gold);
  color: var(--navy);
}
.button.secondary {
  color: var(--white);
  border-color: rgba(255,255,255,0.34);
}
.notice {
  margin-top: 22px;
  color: rgba(255,255,255,0.7);
  font-size: 0.92rem;
}
.hero-card {
  background: rgba(255,255,255,0.11);
  border: 1px solid rgba(255,255,255,0.2);
  border-radius: 28px;
  padding: 30px;
  box-shadow: var(--shadow);
}
.hero-card h2 {
  color: var(--white);
  font-size: 1.45rem;
  letter-spacing: -0.025em;
}
.hero-card ul {
  list-style: none;
  padding: 0;
  margin: 22px 0 0;
}
.hero-card li {
  display: grid;
  grid-template-columns: 46px 1fr;
  gap: 14px;
  align-items: start;
  padding: 16px 0;
  border-top: 1px solid rgba(255,255,255,0.18);
  color: rgba(255,255,255,0.92);
  font-weight: 600;
}
.hero-card li:first-child { border-top: 0; }
.hero-card span {
  color: var(--gold-light);
  font-weight: 800;
}
.section { padding: 86px 0; }
.section.light { background: var(--cream); }
.section.dark { background: var(--navy); color: var(--white); }
.section.dark h2, .section.dark h3 { color: var(--white); }
.two-column {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 54px;
}
.two-column p { margin-top: 0; color: #475467; }
.intro .two-column p { font-size: 1.05rem; }
.section-heading {
  max-width: 780px;
  margin-bottom: 34px;
}
.section-heading p:not(.eyebrow) { color: #475467; font-size: 1.05rem; }
.cards {
  display: grid;
  gap: 22px;
}
.cards.three { grid-template-columns: repeat(3, 1fr); }
.card {
  background: var(--white);
  padding: 28px;
  border-radius: 22px;
  border: 1px solid var(--line);
  box-shadow: 0 14px 30px rgba(16,36,62,0.06);
}
.card p { color: #475467; margin-bottom: 0; }
.service-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}
.service-item {
  border-top: 4px solid var(--gold);
  padding: 24px 24px 10px 0;
}
.service-item p { color: #475467; }
.referral-grid {
  display: grid;
  grid-template-columns: 0.9fr 1fr;
  gap: 42px;
  align-items: start;
}
.section.dark p { color: rgba(255,255,255,0.78); }
.referral-box {
  background: rgba(255,255,255,0.08);
  border: 1px solid rgba(255,255,255,0.16);
  border-radius: 26px;
  padding: 30px;
}
.referral-box ul { margin: 16px 0 24px; padding-left: 20px; color: rgba(255,255,255,0.84); }
.contact-card {
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 30px;
  box-shadow: 0 14px 30px rgba(16,36,62,0.06);
}
.contact-card p { margin: 0 0 14px; }
.contact-card .small, .small {
  font-size: 0.9rem;
  color: var(--muted);
}
.site-footer {
  background: #071525;
  color: rgba(255,255,255,0.8);
  padding: 36px 0;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 36px;
}
.site-footer strong { color: var(--white); }
.site-footer p { margin: 8px 0 0; }

@media (max-width: 880px) {
  .nav-toggle { display: inline-flex; }
  .site-nav {
    display: none;
    position: absolute;
    left: 20px;
    right: 20px;
    top: 70px;
    background: var(--white);
    border: 1px solid var(--line);
    border-radius: 18px;
    padding: 18px;
    box-shadow: var(--shadow);
    flex-direction: column;
    align-items: stretch;
  }
  .site-nav.open { display: flex; }
  .hero-grid, .two-column, .referral-grid, .footer-grid { grid-template-columns: 1fr; }
  .cards.three, .service-grid { grid-template-columns: 1fr; }
  .hero { padding: 72px 0; }
  .section { padding: 66px 0; }
}

@media (max-width: 560px) {
  .container { width: min(100% - 28px, 1120px); }
  .hero-card, .card, .referral-box, .contact-card { padding: 22px; border-radius: 18px; }
  .button { width: 100%; }
  .hero-actions { gap: 10px; }
}